November 11, 2025
Save Time, Save Money & Stress:
Choose Teladoc or Urgent Care
When you’re sick or injured, knowing where to go first can save you time, money, and stress. Emergency rooms are costly and often unnecessary for non-life-threatening conditions. Instead, consider these three convenient options for you and your family:
#1: Teladoc – 24/7 Care for $0 Copay
- Talk to a doctor anytime, anywhere
- No waiting rooms, no travel
- Try today! Call (855) 835-2362 or click here to download the app.
- $0 copay (for many but not all services)
#2: Urgent Care
- For Non-Life-Threatening Issues: minor illnesses and injuries (i.e. flu, sprains, ear infections), basic labs, X-rays, stiches
- Convenient locations across Bucks & Montgomery Counties
- 85% of patients wait 15 minutes or less
- Most visits take about 60 minutes total
- Copay: $24–$50*
#3: Primary Care Physician
- Your PCP knows your health history and is the best choice for routine care, follow-ups, and ongoing conditions.
- Copay: $10-25*
| Copay* | |
| Teladoc | $0 |
| Urgent Care | $24-50 |
| Primary Care Physician | $10-25 |
| Emergency Room | $100 |
Emergency Room
- For Serious or Life-Threatening Emergencies: life-threatening conditions (i.e. chest pain, stroke, severe bleeding), advanced imaging, complex care needs
- Go immediately for severe conditions
- Copay: $100 (waived if admitted)
WATCH: Click here to view an informative video of the advantages of using an Urgent Care.
* Copays vary based on the plan in which you are enrolled
24-Hour Nurse Line*
A simple call can make all the difference
Have questions about upcoming medical visits and options? You can talk to a registered nurse for information about tests, procedures and treatment options, 24 hours a day, 7 days a week. And the call is free. You can find the phone number by visiting Aetna.com and logging in to your member website.
* While only your doctor can diagnose, prescribe or give medical advice, our 24-Hour Nurse Line nurses can provide information on a variety of health topics. Contact your doctor first with any questions about your health care needs.
The Bucks and Montgomery County Schools Health Care Consortium
www.bmshc.org
Benefits Basics is intended for distribution to members enrolled in the Bucks and Montgomery County Schools Health Care Consortium insurance plan. The Summary Plan Description available at the website provides full details of all coverage including exceptions and limitations.